Green Finance EURO Bond 2023

Green Finance Capital AG
Subordinated Step-up Bond 2023-2031

We use the funds raised by the Subordinated Step Up Bond 2023 to invest in real estate and other sustainable projects. This sustainable product also meets the pulse of the times with its high interest rate. However, an investment in this product is also associated with high risks, up to and including total loss (capital and interest).

NOTES

“Fixed Interest” does not mean that the interest is guaranteed but that the interest is calculated by means of fixed interest rates (as opposed to floating interest where the rate of interest on financial instruments depends on a reference rate or money market rate). An investment in the Bonds is not suitable or appropriate for every investor. The Bonds have a bullet maturity, which means that both the principal invested and the interest (together with compound interest) are only due for payment at the end of the term (or in the case of early redemption in the event of termination for cause). The repayment of the capital invested and the payment of interest and compound interest also depend, inter alia, on the credit standing of the Issuer at the Maturity Date or on the Maturity Date in the event of early redemption in the event of termination for cause (bullet maturity and qualified subordination). An investment in the Bonds may result in a total loss of the principal invested. Interest payments (including compound interest) are not guaranteed. Please read the Prospectus and pay particular attention to the risk factors contained therein.

Non-binding sample calculation

*for subscription date 01 July 2023

The promised return is not guaranteed and may be lower. The bonds have a final maturity, which means that both the capital invested and the interest (including compound interest) are only due for payment at the end of the term (or in the event of premature termination for good cause). This may result in the compound interest effect shown below. However, a complete loss of the invested capital, as well as interest and compound interest, is also possible. Due to the final maturity and the qualified subordination of the investor’s claims against the issuer (principal and interest including compound interest), the repayment of the principal and the payment of interest including compound interest also depend, among other things, on the creditworthiness of the issuer on the maturity date or the date of maturity in the event of early repayment. Any tax is neither taken into account nor deducted in the sample calculation.

Green Finance
CALCULATION EXAMPLE EURO

NON-BINDING SAMPLE CALCULATION

Green Finance Capital AG Subordinated Step-Up Bond 2023-2031

FACTS

Emittent:
Green Finance Capital AG

Securities identification number:
(ISIN) LI1268920041

Legal Entity Identifyer (LEI):
52990003C6FKCKSZS240

Offer States:
Liechtenstein, Austria, Germany, Luxembourg, Czech Republic,
Bulgaria, Italy, Slovakia, Poland, Romania, Slovenia, Croatia, Switzerland

Terms and conditions:
See Prospectus (available at: https://www.greenfinance-capital.com/bond23/)

Status / type of issue:
qualified subordinated

Guarantee:
none

Negative obligation:
none

Issue volume
EUR 25,000,000.00

Issue price:
100 % of the nominal amount

Denomination:
EUR 1.00

Minimum subscription amount:
EUR 1.000,00

Coupon:
3.00 % p.a. from 01 July 2023 (incl.) to 30 June 2027 (incl.)
8.00 % p.a. from 01 July 2027 (incl.) to 30 June 2031 (incl.)
plus compound interest on accrued and unpaid interest

Maturity:
at the end of the term

Term:
01 July 2023 (incl.) to 30 June 2031 (incl.)

Maturity date:
02 July 2031

Redemption rate at maturity date
100 % of the nominal amount

Listing:
Not planned

Value date:
01 July 2023, thereafter every 1st or 15th day of the month

Intended use:
The Issuer will make the proceeds of the issue available to the companies of the Green Finance Group.

Termination:
Neither the bondholders nor the Issuer are entitled to a termination without cause. Bondholders and the Issuer are entitled to
extraordinary termination with good cause.

Detailed information including risk factors:
Prospectus (available at: https://www.greenfinance-capital.com/bond23/)

Qualified subordination means:

The liabilities under the Bonds are subordinated to the liabilities under non-subordinated financial instruments or other non-subordinated liabilities of the Issuer. In the event of liquidation, insolvency or proceedings to avoid insolvency of the Issuer, the liabilities of the Issuer under the Bonds must rank junior to the claims of the holders of non-subordinated liabilities. In such cases, payments on the Bonds will be made only, if all claims against the Issuer under liabilities ranking senior to the liabilities under the Bonds have been satisfied in full. Pursuant to the terms and conditions of the Bonds, when subscribing for Bonds, investors must accept that no insolvency proceedings will have to be instituted against the Issuer on account of the liabilities under the Bonds; such liabilities must not be taken into account when assessing whether the Issuer is over-indebted. Payments under the Bonds will not be made as long as the Issuer’s equity is negative or could become negative as a result of a payment by the Issuer under the Bonds.

Do you have any questions?

Disclaimer:

This communication is a marketing communication pursuant to Delegated Regulation (EU) 2017/565 and advertising within the meaning of Regulation (EU) 2017/1129. This announcement does not constitute an offer to buy or sell or a solicitation of an offer to buy the Green Finance Capital AG Subordinated Step-Up Bond 2023-2031 (“Bonds“) of Green Finance Capital AG (“Issuer“) nor does it constitute financial analysis, investment advice or an investment recommendation. A public offering of Notes of the Issuer will be made only in Liechtenstein, Austria, Bulgaria, Croatia, the Czech Republic, Germany, Italy, Luxembourg, Poland, Romania, Slovakia, Slovenia and Switzerland (“Offer States”) to investors resident in such Offer States on the basis of the Prospectus approved by the Financial Market Authority Liechtenstein (“FMA“) on 2 June 2023 and notified to the competent supervisory authorities in the Offer States (other than Liechtenstein and Switzerland) (“Prospectus“). The approval of the Prospectus in Switzerland was made pursuant to the Financial Services Act (FIDLEG). The Issuer wishes to point out that the approval of the Prospectus by the FMA is not to be understood as an endorsement of the Bonds offered. The Prospectus is published in electronic form on the Issuer’s website, https://www.greenfinance-capital.com/bond23/, and is available for download as a PDF and in paper form free of charge at the registered office of the Issuer. The Issuer recommends that potential investors read the Prospectus before making an investment decision in order to fully understand the potential risks and rewards of deciding to invest in the Notes. Furthermore, the Issuer recommends that potential investors seek detailed advice, taking into account their individual asset and investment situation, their knowledge and experience in connection with financial instruments and their risk tolerance. An investment in debt securities and in financial instruments in general involves risks and may, under unfavorable circumstances, result in the partial or total loss of the capital invested. Past performance is not a guide to future performance. This communication is not directed to any person located, resident or ordinarily resident outside any Offeror State and, in particular, is not directed to U.S. persons (“U.S. Persons” as defined in Regulation S under the United States Securities Act of 1933, “Securities Act“). The Notes have not been and will not be registered under the Securities Act. Reproduction or distribution of this announcement in any form, in whole or in part, is prohibited without the prior consent of the Issuer.